As an independent banking and finance consultancy, Capital Architects specialises in mortgage and commercial finance broking, facilitating strategic capital structures and becoming your singular, consistent point of contact for all your financial relationships. Providing insightful advice on the full suite of lending options for individuals and businesses, we help you navigate the landscape of ever-changing risk appetite, relationship management and regulatory requirements.
Taking a collaborative approach, we focus on what’s fundamentally important to you. Whether it’s growing your business, cashflow, creating efficiencies or pursuing opportunities, we can assist you in presenting comprehensive financial proposals and clearly articulating your position to lenders to optimise your finance agreements.
Digging deep to understand the intricacies of your business and personal circumstances, our industry insight spans the spectrum of specialised sectors, from professional services and real estate to franchising and healthcare.
James is a specialist mortgage broker and finance consultant with almost two decades of experience in financial services, having worked for major banks and leading commercial banking teams. Over the years he has cultivated an extensive network across the professional and business services sector and is a trusted adviser to his key strategic business collaborators.
His strong focus on relationship management has helped him build enduring partnerships stretching beyond the traditional lenders and into external debt and equity markets. His deep insight into how banks review business and consumer risk is one of the major reasons clients rely on James’ discerning advice and enduring partnership.